Services
Premium Financing - An effective life insurance funding strategy
Protecting and maximizing your assets
You have achieved considerable wealth and assets and you want to preserve and pass your estate to those who matter most. Life insurance as the center for a sound financial plan can help provide the protection you need to secure your legacy and create an enduring impact for future generations.
Premium financing can allow you to purchase a life insurance policy by paying only interest and maintaining your other investments.
The value of premium financing
Premium financing can be an effective and advantageous way for you to pay for the life insurance you need to accomplish your financial objectives.
Premium financing benefits
- Obtain a significant amount of life insurance with limited up-front out-of-pocket costs.
- Preserve, maintain and build assets in your existing portfolio by using third party funding to pay life insurance policy premiums.
- Leverage your annual gift-tax exclusions or lifetime exemption to transfer other assets estate tax free.
- Minimize or eliminate gift taxes on policy premiums if the policy is owned by an Irrevocable Trust.
- Gain an economic advantage by reducing the out-of-pocket cost of the policy and potentially leverage the future cash value.
Keep in mind, when considering premium financing clients should have a need for life insurance, significant assets to invest and protect, and should be advised by tax, financial and legal advisors.
Call us at (727) 348-0855 to find out if premium financing is right for you.
Restricted Property Trust - An attractive alternative to deferred compensation plans for successful business owners who wish to mitigate income taxes and appreciate assets
The value of restricted property trust "RPT"
- 100% tax deductible to your business partnership;
- Reduce taxable income;
- Flexible as to who participates;
- Plan assets fully protected from creditors;
- Zero interference with any qualified plan assets or plan contributions
We also provide assistance in the following areas:
Insurance Solutions
- Estate Protection
- Tax Advantages
- Business Succession
- ***Preferred Underwriting Opportunities for those who qualify
Investments Solutions
- IRA
- Brokerage
- 401(k)